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 SOLUTIONS
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SWITCHING
GLOBAL switching solution is a secured online validation based transaction switching and routing solution. It has been designed keeping in mind points like high throughput, scalability, robustness, fault tolerance. It is designed in a very modular manner and is very loosely coupled giving it the flexibility in terms of new interface addition.
It is easy to integrate with Authorization Hosts, Core Banking Systems, NAC Interface (TCP/IP), International Interchanges like MasterCard, VISA.
It has been designed in a way to give it flexibility, robustness and scalability in terms of handling transaction volume as well as new acquiring device. This gives banks ease in rolling out new acquiring services with very minimal roll out time and also results in reducing the cost of delivering these new services.
The GLOBAL Switch can help improve service levels and help increase revenue.
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HIGHLIGHTS
 Multi Channel Integration
End to End POS Driving
Provides methods for variety of Authorization needs
Enables Message Customization
Real Time Monitoring
EMV Compliant
Network Certifications
Alerts & Notifications
Graphical User Interface
CRM Support
Multi Currency & Multi Institute Support
Manual Cash Facility
Utility Bill Payments Facility
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| KEY FEATURES |
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Supports communication interface with point of sale devices via NAC
Supports BIN based transaction Switching / Routing
Facilitates interface to Core Banking System
Facilitates interface to Authorization Host Systems
Supports interface to VISA, MasterCard
Supports industry standard message format - ISO 8583
Supports interface to Host Security Module (HSM)
 Supports widely used ERACOM and THALES HSM
Supports interface to Card Management Systems
Supports provision for Real - time Merchant Settlement
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BUSINESS INTELLIGENCE
Business Intelligence refers to the broad classification of applications and technology tools designed to collect, store and analyze raw business data, which can then be used to guide business decisions.
Our solution involves Data Mining and Warehousing for analyzing business data for friendly and customizable reporting on costs, profits, risks, sales revenue by products. Trend analysis of historic, present and projective performances product wise, region wise, department wise.
The application delivers the information to business users. Business intelligence tools include scheduled report generation and distribution, query and analysis capabilities to pursue special investigations and graphical analysis permitting trend identification.
The solution enables business users to interact with the information to gain new insight into the business variables to support business decisions. The Business Intelligence aim to achieve maximum velocity of business intelligence facilitates continuous monitoring processes through trigger alerts to business decision - makers, accelerating action toward resolving problems or compensating for unforeseen business events. This proactive nature of business intelligence can provide tremendous business benefits.
CLOSED LOOP SOLUTIONS
Closed loop is a payments industry term for a gift or credit card that can be used only in a single store or group of stores. Closed loop cards rarely have purchase fees, dormancy fees or other fees associated with the general purpose, open loop cards.
Closed loop cards can be issued by specific store or restaurant and can be only redeemed by the issuing provider. The same tend to have lesser problems with card fees.
We can devise the entire close loop system for Merchant establishment, the components of the same includes.
1. Switching and Routing
2. Authorization
3. Card Issuance
4. Card Balance Management
5. Card Recharge
6. Reconciliation and Accounting |
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ON MICROFINANCE
“Microfinance” is often defined as financial services for poor and low-income clients. The Microfinance institutions commonly tend to use new methods developed over the last 30 years to deliver very small loans to unsalaried borrowers, taking little or no collateral. These methods include group lending and liability, pre-loan savings requirements, gradually increasing loan sizes and an implicit guarantee of ready access to future loans if present loans are repaid fully and promptly.
More broadly, microfinance ref ers to a movement that envisions a world in which low-income households have permanent access to a range of high quality financial services to finance their income-producing activities, build assets, stabilize consumption, and protect against risks. These services are not limited to credit, but include savings, insurance, and money transfers.
The solution that we offer in reaching out this sector
1. Loan Origination System
2. Card Issuance with Low Credits limits
3. Credit Scoring for Credit Limit estimation
4. Incorporates all the relevant data from every part of a bank into a single management overview
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