20 Jan 2025
5 min read
Success Stories
In a strategic move to empower digital payments in the cooperative banking sector, In-Solutions Global (ISG) has successfully gone live with the Unified Payments Interface (UPI) Payee Switch for a prominent cooperative bank in India. This implementation enables the bank’s customers and merchants to seamlessly accept UPI payments from any UPI-enabled app or payment service provider (PSP), significantly enhancing its real-time collection capabilities.
What’s Now Live?
The UPI Payee switch is now fully operational, allowing the cooperative bank to:
Instantly receive UPI payments from any app or PSP
Support Person-to-Merchant (P2M) transactions and secure merchant collections
Enable QR code-based payments and in-app UPI checkout flows
Ensure real-time settlement and reconciliation
Stay fully aligned with NPCI’s compliance and performance benchmarks
This move empowers merchants and account holders alike with a secure, frictionless, and scalable digital payments experience, opening the door for deeper financial inclusion.
ISG’s Role in Making It Happen
ISG was instrumental in the successful rollout, providing:
End-to-end deployment of the UPI Payee switch
Seamless certification and compliance with NPCI
Smooth integration into the bank’s existing digital infrastructure
Real-time monitoring tools, alerts, and go-live readiness assessment
A future-proof platform built to scale with increasing volumes and evolving UPI features
Boosting Cooperative & PSU Bank Modernization
This deployment is more than a technological upgrade—it’s a critical step toward digitally strengthening India’s PSU and cooperative banks, many of which serve as lifelines in rural and semi-urban regions.
By offering secure, real-time UPI capabilities, ISG is not only enhancing the operational efficiency of cooperative banks but also contributing to India’s broader mission of inclusive digital banking.
A Commitment to Inclusive Digital Finance
With this milestone, ISG reaffirms its commitment to empowering financial institutions with agile, secure, and scalable digital payment infrastructure. As the UPI ecosystem grows, ISG continues to serve as a trusted partner in enabling real-time payments, regulatory compliance, and customer-centric innovation across all banking segments.
